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This document published by Metzler Asset Management GmbH [together with its affiliated companies as defined in section 15 et seq. of the German Public Limited Companies Act (Aktiengesetz – "AktG"), jointly referred to hereinafter as "Metzler"] contains information obtained from public sources which Metzler deems to be reliable. However, Metzler cannot guarantee the accuracy or completeness of such information. Metzler reserves the right to make changes to the opinions, projections, estimates and forecasts provided in this document without notice and shall have no obligation to update this document or inform the recipient in any other way if any of the statements contained herein should be altered or prove incorrect, incomplete or misleading.

The information contained in this document is not tailored to the specific investment objectives, financial situations or needs of individual recipients. Before acting on the basis of the information or recommendations contained in this document, the recipient should consider whether the decision is suitable for his or her personal circumstances and, if in doubt, seek the advice of a qualified professional.

Past performance cannot be regarded as an indicator of future performance. It cannot be guaranteed that a portfolio will repeat its past performance in the future. Any gains generated by investments are subject to fluctuations; the price or value of any financial instrument described in this document may rise or fall. Moreover, the actual performance of a portfolio depends on its asset volume as well as on the agreed fee structure and external expenses.

The model calculations contained in this document, if any, are examples showing the possible performance and are based on various assumptions (e.g. regarding earnings and volatility). Actual performance may be higher or lower, depending on market developments.

Metzler cannot guarantee that a portfolio will maintain a certain minimal value or that a specific target return will be achieved. Consequently, none of the capital preservation strategies mentioned in this document, if any, can offer full asset protection.

In particular, it cannot be guaranteed that ESG investments will actually increase returns and/or reduce portfolio risk. Similarly, no civil liability of Metzler can be derived from the goal of "responsible investing" (as defined by the BVI Rules of Conduct). Information on sustainability at Metzler Asset Management can be found here: www.metzler.com/esg-en.

This document is non-binding and does not constitute an offer or any part of an offer to buy or sell financial instruments. Only the sales prospectuses, basic information sheets (PRIIPs) and annual and half-yearly financial statements valid at the time of purchase are binding for purchasing mutual funds. These and other mandatory documents, including the fund ́s complaint resolution  2 process, are available for download at www.metzler.com/funds and www.universal-investment.com/en/Corporate/Compliance/Ireland/.

In the case of fund products, investors have the right to file a complaint in a model case proceeding as per sec. 606 German Code of Civil Procedure or to initiate an ombudsman proceeding at the German Investment Funds Association (BVI). The German Capital Investor Model Proceedings Act (KapMuG) applies.

It may be decided at any time to terminate the cross-border distribution arrangements. In such circumstances, investors will be informed of this decision and will be provided with the opportunity to redeem their units.

Universal-Investment Ireland Fund Management Limited (UII) in Dublin is responsible for managing Irish UCITS funds. UII did not partake in the preparation of this document and thus takes no responsibility for its content, subject to all applicable law and regulatory requirements.

This document is provided solely for information purposes and may not be modified, copied, reproduced or distributed without Metzler‘s prior written consent.

The following applies in connection with references to indices, ratings or indicators:

Key fund figures and ratings (henceforth referred to as "information") provided by MSCI ESG Research LLC (MSCI ESG) contain environmental, social and governance data pertaining to the underlying securities in more than 31,000 multi-asset class mutual funds and ETFs worldwide. MSCI ESG is a registered investment adviser under the US Investment Advisers Act of 1940. None of the information provided by MSCI ESG has been filed with or approved by the US SEC or any other regulatory authority. It does not constitute an offer to buy or sell or represent a solicitation or recommendation of any security, financial instrument, financial product or trading strategy, nor should it be considered an indication or guarantee of future performance, analysis, forecast or prediction. None of the information provided shall be used to determine which securities to buy or sell or when to buy or sell them. The information is provided "as is" and the user of the information assumes all risk associated with the use of or permission to use said information.